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    Highest rate savings accounts


    Provider Account Name Introductory Rate Effective Rate  
    CairnsPenny Savings&Loan Under 16 Saver Acct S16 6% 6%
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    Teachers Credit Union First Home Saver Account 5% 5%
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    AMP Banking First Account 4.9% 4.9%
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    RaboPlus DIY Super 4.75% 4.75%
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    RaboPlus Savings Account 4.75% 4.75%
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